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Sr. Credit Officer (VP/Director)

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Job Details
Job Order Number
Company Name
Bank of America
Physical Address

Chicago, IL 60684
Job Description

Sr. Credit Officer (VP/Director)

Chicago, Illinois

Job Description:

Our Line of Business:

Wholesale Credit (WC) is part of the Global Banking & Markets organization at Bank of America, responsible for originating and underwriting debt financing solutions for large corporate clients managed by Bank of America’s Global Banking & Markets (GBAM) client team. As a core member of the client team, WC partners with groups across GBAM including Corporate Banking, Investment Banking, Syndicated Finance, Risk Management, Treasury Management, and Global Markets to drive revenue growth while maintaining appropriate risk disciplines specific to GBAM’s corporate credit portfolio.


The Credit Officer effectively executes broad credit risk management responsibilities within Wholesale

Credit. Primary responsibilities include:

+ Primary account responsibility for a complex portfolio of Large Corporate Clients in General Industries.

+ Structure complex transactions and negotiate complex credit documentation to mitigate risk appropriately.

+ Solid communication and presentation skills; team player with a positive attitude.

+ Develop and maintain a deep understanding of the industry and an assigned portfolio of clients to assess risk solutions that balance risk and return.

+ Develop and maintain a deep understanding of the Global Banking & Markets product spectrum.

+ Develop and maintain strategic partnerships with Corporate Banking, Investment Banking,

+ Global Markets and Treasury Management.

+ Independently develop high quality credit analysis with a focus on business rationale, key risks, sources of repayment, projections and returns & profitability

+ Independently assess, diligence and make justifiable credit recommendations.

+ Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the clients’ credit life cycle.

+ Participate in strategic projects to support business goals.

+ Responsible for driving portfolio asset quality and speed to market

Required Skills

+ 7+years’ experience in commercial and / or corporate lending environment, with understanding of loans, trading & treasury products.

+ Able to soundly manage the portfolio and justify rationale for recommended transactions.

+ Must have ability to manage the most complex transactions, possess strong credit skills and transaction experience, and demonstrate the ability to work with senior officers, business partners, and clients.

+ Must be able to independently lead diligence efforts, make approval recommendations, negotiate loan documentation and execute timely closings

+ Requires effective communication style and ability to manage multiple priorities – must be a team player

We reserve the right to fill this role at the VP or SVP/Director level, depending on experience.


1st shift (United States of America)

Hours Per Week:


Full time


Manages People: No

Travel: No

Talent Acquisition Contact:

Referral Bonus:

Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity and affirmative action, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.

To view the “EEO is the Law” poster, CLICK HERE at .

To view the “EEO is the Law” Supplement, CLICK HERE at .

Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy (“Policy”) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.

To view Bank of America’s Drug-free workplace and alcohol policy, CLICK HERE .

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