at Wintrust Financial Corporation in Chicago, Illinois, United States
Job Description
Wintrust is a financial holding company with approximately $50 billion assets under management and traded on the NASDAQ:WTFC. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while focusing on providing service-based community banking to each and every customer. Wintrust operates fifteen community bank subsidiaries with over 170 banking locations in the greater Chicago and southern Wisconsin market areas. Additionally, Wintrust operates various non-bank business units including commercial and life insurance premium financing, short-term accounts receivable financing, out-sourced administrative services, mortgage origination and purchase, wealth management services and qualified intermediary services for tax-deferred exchanges.
Why join us?
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An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 10 years) and Employee Recommended award by the Globe & Mail (past 6 years)
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Competitive pay and annual discretionary bonus eligible
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Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company matches and tuition reimbursement to name a few
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Family-friendly work hours
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With 175+ community bank locations, we offer opportunities to grow and develop in your career
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Promote from within culture
The VP, Asset Based Lending makes and services a variety of asset backed commercial loans of moderate to large and secure and unsecured loans of moderate to high risk. In this role you will develop and manage commercial loan accounts that meet established lending requirements and maximize profitability to the bank with minimal risk.
What Youll Do
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Provide portfolio maintenance and loan administration in accordance with bank loan policies
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Interview applicants interested in obtaining middle market commercial loans
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Gather credit application information concerning business needs, desires, abilities, and earnings to determine loan needs
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Explain loan options, rates, terms, and collateral requirements
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Arrange loan decision and notification dates
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Negotiate and structure new and renewal commercial lines of credit and loans
Underwrite commercial loans, order credit reports, background checks, reference checks, obtains tax returns and financial statements
Qualifications
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Bachelor's degree with a business, finance, economics or accounting major; MBA or CFA is desired, but not required
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5+ years in financial services industry experience, with a working knowledge of asset backed loans and technology
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Strong understanding of general credit and risk principles, mitigates, and banking policies/procedures
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Excellent verbal and written communications skills along with strong analytical, organizational and time management skills
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Proven ability to manage tasks in a timely and efficient manner
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Strong interpersonal skills used within a team environment and in client interaction with emphasis on relationship building
Benefits
Medical Insurance Dental Vision Life insurance Accidental death and dismemberment Short-term and long-term Disability Insurance Parental Leave Employee Assistance Program (EAP) Traditional and Roth 401(k) with company match Flexible Spending Account (FSA) Employee Stock Purchase Plan at 5% discount...
Equal Opportunity Employer - minorities/females/veterans/individuals with disabilities/sexual orientation/gender identity
