at U.S. Bank in Chicago, Illinois, United States
Job Description
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
Job Description
This position will support financial forecasting, analysis and valuation of credit card campaigns, including Portfolio Engagement and Rewards offers such as Usage, Upgrades, E-Commerce and Credit Line Increases. This position will also support cross functional initiatives such as Direct Mail Acquisitions and Balance Generation as needed. The person in this role will be responsible for gathering insights from historic data, applying them to develop financial forecasts, run financial models and aggregations, advise on the profitability of the targeted customer segments, and flag any potential risks or opportunities associated with those segments. Other key responsibilities include:
+ Analyze and interpret key performance data and communicate findings and recommendations
+ Conduct qualitative and quantitative analysis of potential campaigns
+ Interact with cross functional teams (e.g. Risk Management, Product, Marketing, etc.) on developing financial assumptions and potential offer structures
+ Conduct ad-hoc analyses and prepare presentations to meet financial, regulatory/compliance, strategic or risk/opportunity sizing goals
Qualifications
Required Skills & Experience
+ Thorough knowledge of valuation techniques and financial metrics including NPV, IRR, ROA/ROE and other profitability metrics
+ Knowledge of credit card economics and key drivers preferred
+ Experience using and interpreting financial models
+ Ability to present complex data in a comprehensive yet succinct manner
+ Ability work independently to meet deadlines in a fast-paced environment
+ Ability to think “big-picture” while maintaining attention to detail
+ Ability to read, analyze, and interpret data
+ Ability to forge strong working relationships with cross-functional teams and stakeholders
+ Flexibility/Adaptability
+ Ability to deal with changing priorities and multitask
Preferred Skills/Experience
+ Strong interpersonal skills
+ Critical Thinking
+ Interest in learning new concepts and acquiring new skills
+ Knowledge of bank-specific financial statements and key metrics (P&L, balance sheet, capital)
+ Experience using tools such as SAS/SQL preferred
+ MBA and/or CFA preferred
INDMO
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .
Learn how the way we work at U.S. Bank (https://assets.phenompeople.com/CareerConnectResources/prod/UBNAGLOBAL/documents/Thewaywework-1666895142717.pdf) drives meaningful relationships with our customers and collaboration across the company.
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That’s why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
+ Healthcare (medical, dental, vision)
+ Basic term and optional term life insurance
+ Short-term and long-term disability
+ Pregnancy disability and parental leave
+ 401(k) and employer-funded retirement plan
+ Paid vacation (from two to five weeks depending on salary grade and tenure)
+ Up to 11 paid holiday opportunities
+ Adoption assistance
+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
EEO is the Law
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS (https://eeoc.gov/sites/default/files/2022-10/EEOC\KnowYourRights\screen\_reader\10\20.pdf) EEO poster.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .
