Credit Analyst II - Lake Forest, IL - 231055

at Wintrust Financial Corporation in Lake Forest, Illinois, United States

Job Description

Wintrust is a financial holding company with approximately $50 billion assets under management and traded on the NASDAQ:WTFC. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while focusing on providing service-based community banking to each and every customer. Wintrust operates fifteen community bank subsidiaries with over 170 banking locations in the greater Chicago and southern Wisconsin market areas. Additionally, Wintrust operates various non-bank business units including commercial and life insurance premium financing, short-term accounts receivable financing, out-sourced administrative services, mortgage origination and purchase, wealth management services and qualified intermediary services for tax-deferred exchanges.


Why join us?

  • An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years)

  • Competitive pay and discretionary or incentive bonus eligible

  • Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few

  • Family-friendly work hours

  • With 175+ community bank locations, we offer opportunities to grow and develop in your career

  • Promote from within culture


Why join this team?

  • We are a vibrant, team-oriented atmosphere that provides opportunities for individual growth;

  • Our team is in a unique position that allows us to collaborate with multiple other departments, have exposure to executive management, and develop new reporting;

  • We are seeking a critical thinker thats willing to learn and not afraid of taking on new initiatives.


What you will be doing:

  • Analysis of increasingly complex commercial credit requests including credit and financial information of business and individuals to determine the degree of risk associated with the extension of credit.

  • Prepares and conducts Credit Approval Presentations (CAPs) including summarizing and reporting trends and presentation to Banks Credit Committees.

  • Manages due diligence and loan documentation efforts including colleterial analysis of current and prospective customers.

  • Responsible for loan monitoring and testing requirements. Assist in the closing of loans and reviewing and maintaining credit files and compliance reviews.



  • Bachelor's degree with a business, finance or accounting major.

  • 0-3 years of work experience in a financial institution with a focus on credit analysis or underwriting.

  • Excellent oral and written communication skills.

  • Strong analytical, organizational and time management skills

  • Some travel between banks may be necessary.


From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicagos Bank and Wisconsin's Bank, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment...

Equal Opportunity Employer - minorities/females/veterans/individuals with disabilities/sexual orientation/gender identity

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Job Posting: 10972796

Posted On: May 31, 2023

Updated On: Jun 29, 2023

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