Mortgage Loan Originator

at First National Bank of Omaha in Rockford, Illinois, United States

Job Description

At FNBO, our employees are the heart of our story-and we're committed to their success! Please see below the details of this career opportunity and how it fits into our organization's success.

Our Modern, Flexible Workplace:

We believe in a Modern, Flexible Workplace, and we are continuously exploring advancements in technology and office environments to make it easier to work from anywhere at any time, allowing for more flexibility in where and how you work. We know that choice and flexibility are important to you. We also recognize that flexible and remote positions can become opportunities for military partners, caregivers, and individuals with disabilities to thrive at our company. We invite you to consider what a Modern, Flexible Workplace can mean for you!

It is anticipated that an incumbent in this role will work onsite for three (3) or more days a week and will have a dedicated workspace when working onsite. Work location is subject to change based on business needs.

Summary of the Job:
FNBO has a history of doing what's right for our customers and the communities we serve. This sixth generation family-owned business has become the largest privately-owned bank in the United States and has been serving customers for over 166 years. FNBO is proud to be committed to our core values of Integrity, Respect, and Passion.

As a Loan Originator you will have the opportunity to initiate and develop relationships with existing and new customers, builders and industry related representatives to identify and close loan opportunities in alignment of the department's revenue and profit goals. You would also be vital in identifying enhancement opportunities to site procedures, training and technology in support of the enhancement of customer retention/satisfaction and all objectives of the Mortgage Division of FNBO.

About This Role:

FNBO's Mortgage Goal:
We want to help our customers build personal wealth and value through homeownership.

Day in the Life of a Mortgage Loan Officer at FNBO:

What sets FNBO apart?
Personalized Experience
Trusted Expertise
Process Excellence

What's in it for you?
FNBO focuses on delivering a superior employee experience that goes hand-in-hand with our superior customer experience!

Top 10 Reasons to Join the FNBO Mortgage Team
1. Give your career an edge with more resources and opportunities for success
2. Thrive in a best-in-class culture of belonging, opportunity, and recognition & rewards
3. Connected to a full-service bank and customer base in which there's an abundant potential for mortgage cross-sell and referrals
4. Happy mortgage customers with relationships built on trust and exceptional service
5. A process that is simple, fast, and accurate
6. Modernized technology to increase efficiency and pipeline capacity
7. Unparalleled marketing to optimize your potential (data-driven campaigns, website personalization, and your very own FNBO-supported Facebook business page)
8. Robust suite of Mortgage Products
9. Social Responsibility: we have an obligation to do more
10. Comprehensive benefits including:
Robust pay/incentives
401(k) match and annual contributions
Career and professional development
Culture of recognition/rewards
Employee wellness program
Banking benefits/discounts
Paid time off/paid holidays/paid volunteer time
Medical/Dental/Vision/Life/Disability/Flex

Mortgage Loan Originators Key Accountabilities:

Originate and close Mortgage loans to meet/exceed monthly sales goals and conduct external sales activities, while ensuring compliance with the established processes and groups.
With a focus on process excellence, cultivate and maintain a comprehensive knowledge of current Home Mortgage operating procedures and products and services offered.
Demonstrate organizational advocacy through positive teamwork, trust and mutual respect for customers and employees.
Proactively identify opportunities in all aspects of market segments and customer needs.
Understand and comply with bank policy, laws, regulations, and the bank's BSA/AML Program, as applicable to your job duties.
Exhibit professional behavior and promote positive working relationships.

"FNBO is a company where you can build a career. It's not just a job, it's a second family." ~ Reyna Gonzalez, Loan Officer

The Ideal Candidate for This Role:

Requirements:
High School Diploma or GED
Strong desire to exceed in sales
Excellent verbal and written communication skills
Demonstrated customer service skills
Occasional availability to assist customers on evenings and weekends
Mortgage industry knowledge and experience to include pricing and various underwriting requirements... For full info follow application link.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status.