Credit Officer - Equipment Financing - Irvine, CA - 24897

at Wintrust Financial Corporation in Rosemont, Illinois, United States

Job Description

Wintrust Asset Finance is an equipment-focused financing group that offers sophisticated loan and lease products to commercial companies throughout the country in a wide range of industries, including transportation, construction, manufacturing, energy services, aviation, and turn-key property, plant, and equipment, among others. Wintrust Asset Finance is an affiliate of Wintrust, a financial services company with more than $50 billion in assets.

The compensation range is $90,000-$100,000 base salary plus a quarterly bonus opportunity

Why join us?

• An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 10 years) and Employee Recommended award by the Globe & Mail (past 6 years)

• Competitive pay and discretionary or incentive bonus eligible

• Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few

• Family-friendly work hours

• With 175+ community bank locations, we offer opportunities to grow and develop in your career

• Promote from within culture

Why join this team?

• We have a culture that encourages an entrepreneurial spirit

• We offer multiple opportunities for development and upward mobility

What You Will Do

• The Credit Officer reviews and approves/declines loans within limits and approves loans prior to submission to Higher Authority.

• The Underwriter is responsible for underwriting and coordinating the closing of leases in compliance with the Bank's lending policies and procedures.

• This position is responsible for gathering and analyzing credit information on current and potential leasers who apply through both the retail and wholesale channels; writes lease requests; supports Loss Mitigation efforts; promotes business for the Bank by developing and maintaining good customer relations and referring customers to appropriate staff for new services.

• The position of Credit Officer is required to be fully knowledgeable and skilled in areas of origination and underwriting of loans.

• Review and approves/declines leases within limits and approves loan prior to submission to Management and/or Board Loan Committees.

• Processes customer transactions, problems or inquiries.

• Consistently applies strong decision making techniques pertaining to inquiries, approvals and requests as they apply to existing policies and procedures, keeping within assigned approval limits.

Requirements

• Two years of related experience and/or training in equipment financing or the equivalent combination of education and experience.

• Work related experience should consist of an in-depth background in underwriting loans. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be applicable to the financial industry.

• The ability to comprehend and explain financial calculations and pricing alternatives

• Intermediate experience, knowledge and training in underwriting activities and terminology.

• Advanced knowledge of laws and regulations governing lending including but not limited to fair lending, privacy and RESPA.

Salary - 90-100K plus quarterly bonus

Benefits

Medical Insurance Dental Vision Life insurance...

Equal Opportunity Employer - minorities/females/veterans/individuals with disabilities/sexual orientation/gender identity