at Health Care Service Corporation in Downers Grove, Illinois, United States
Job Description
At HCSC, we consider our employees the cornerstone of our business and the foundation to our success. We enable employees to craft their career with curated development plans that set their learning path to a rewarding and fulfilling career.
Come join us and be part of a purpose driven company who is invested in your future!
Job Summary
This position is responsible for quoting and rating proposals and renewal projections and approves cases within established authority guidelines.
Required Job Qualifications:
Bachelor degree or 2 years' experience in a group health insurance function.
2 years of experience underwriting cases of lessor complexity OR Demonstrated capability to meet required job responsibility.
Math skills including the four basic math calculations (addition, subtraction, division & multiplication) and ability to estimate for mathematical reasonableness.
Interpersonal skills to establish and maintain business relationships.
Independent judgment and problem resolution skills.
Work management skills including the ability to multi-task, prioritize, and manage time and workload to meet deadlines.
Verbal and written communication skills to include correct grammar, word choice, precision, conciseness, structure, audience appropriate tone and language.
PC proficiency to include Word and Excel.
Knowledge of state and federal legislation governing underwriting practices.
Sound Underwriting experience, skills and judgment to underwrite health groups.
Skills applying state and federal legislation to group health underwriting.
Effective Negotiation skills.
Successfully demonstrated skills and experience in underwriting and pricing of various funding options and products.
Successfully demonstrated skills for performing risk qualification.
Financial analysis and underwriting skills.
Demonstrated skills and experience in presenting to external clients.
Experience achieving positive results dealing with customers, consultants and brokers.
Skills to deliver on the job training.
Experience-basedknowledge of group medical products, discount practices, stop loss and performance guarantees
Demonstrated skills in establishing and maintaining business relationships.
Preferred Job Qualifications:
For Large Group: Demonstrated experience to underwrite experience rated and manually rated health insurance products with sound underwriting judgement.
Knowledge of the Blue System and ability to price National business.
*Please note that this role requires that you work in office at least 3 days a week
Are you being referred to one of our roles? If so, ask your connection at HCSC about our Employee Referral process!
HCSC Employment Statement:
HCSC is committed to diversity in the workplace and to providing equal opportunity and affirmative action to employees and applicants. We are an Equal Opportunity Employment / Affirmative Action employer dedicated to workforce diversity and a drug-free and smoke-free workplace. Drug screening and background investigation are required, as allowed by law. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.
