at Wintrust Financial Corporation in Rosemont, Illinois, United States
Job Description
Wintrust is a financial holding company with approximately $50 billion assets under management and traded on the NASDAQ:WTFC. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while focusing on providing service-based community banking to each and every customer. Wintrust operates fifteen community bank subsidiaries with over 170 banking locations in the greater Chicago and southern Wisconsin market areas. Additionally, Wintrust operates various non-bank business units including commercial and life insurance premium financing, short-term accounts receivable financing, out-sourced administrative services, mortgage origination and purchase, wealth management services and qualified intermediary services for tax-deferred exchanges.
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Assist the commercial banking team or related departments with the underwriting and documentation of loan requests.
- Perform economic and industry analysis, financial projections and risk assessments.
Spread and interpret financial statements and conduct collateral analysis to minimize risk and maximize credit quality.
Prepare and deliver loan presentations.
Review and maintain credit files to monitor and update information as needed.
Provide high quality customer service and service clients in a courteous and professional manner consistent with our company philosophy.
Assist co-workers and senior bankers in cultivating new business relationships.
Follow established bank policies and procedures.
Promote a strong team environment.
Why join us?
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An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 10 years) and Employee Recommended award by the Globe & Mail (past 6 years)
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Competitive pay and discretionary or incentive bonus eligible
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Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
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Family-friendly work hours
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With 175+ community bank locations, we offer opportunities to grow and develop in your career
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Promote from within culture
Why join this team?
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Great opportunity to work in a small business lending segment
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Opportunity to create value by providing your innovative ideas
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You come to join focused, highly collaborative team at a great company
What Youll Do
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Credit review and analysis of new and renew small business loans, including but not limited to calculations of business cash flow, personal cash flow, debit service ratios, etc.
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Present loan decisions in accordance with established procedures and underwriting criteria
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Identify alternative financing options for borrowers that do not qualify for their original requests
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Apply delegated credit authorities per policies and procedures
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Work closely and provide support to Relationship Managers to help build strong relationships with customers
Qualifications
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Bachelors degree in Finance or related field with 1-3 years of related experience
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At least 3 years of related experience without a Bachelors degree
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Excellent analytical and problem-solving skills
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Excellent organizational skills, attention to detail and ability to work in a fast-paced environment
Benefits
Medical Insurance Dental Vision Life insurance Accidental...
Equal Opportunity Employer - minorities/females/veterans/individuals with disabilities/sexual orientation/gender identity
