at Old National Bank in GurneeGurnee, Illinois, United States
Job Description
BBCC Underwriter II
Job Locations
US-IN-Evansville | US-IL-Joliet | US-IL-Gurnee
Category/Function
Lending/Commercial/Consumer/Credit
Position Type
Regular Full-Time
Requisition ID
2024-14873
Workplace Type
On Site
Overview
Old National Bank has been serving clients and communities since 1834. With $48 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.
Our team members are our greatest asset, and we continually invest in their growth and development. We offer a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization.
Old National is seeking a Business Banking Credit Center Underwriter whose primarily role is to analyze business banking level loan applications, ensure loan structures are appropriate and consistent with bank lending standards, assign an appropriate asset quality rating, and decision applications within assigned lending authority. To maximize efficiency these positions will leverage a small business scoring model to aid in the evaluation of loan requests. In some instances, the underwriter will complete a more detailed financial analysis to obtain a deeper understanding of an application's credit risk. A BBCC underwriter will collaborate with Business Bankers, internal support staff, and documentation associates to aid in the end-to-end journey of a business banking loan as needed. This is in-office (no remote) at either Joliet downtown, Gurnee ILor Evansville IN.
Qualifications and Education Requirements
Bachelor's degree in finance, accounting or related field OR equivalent experience.
Minimum of 3 years commercial underwriting experience.
Agricultural underwriting experience is a plus.
Ability to analyze and interpret business financial statements and understand basic accounting principles.
Understand risks associated with lending to various types of industries.
Basic knowledge of loan structuring, borrowing causes and lending regulations.
Must be able to make sound independent decisions and communicate those decisions clearly and effectively
Must be able to actively listen, quickly identify issues as well as opportunities when they arise, and problem solve.
Must feel comfortable working in a collaborative team environment along with being an independent thinker.
Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.
We continually seek highly motivated and talented individuals. Our people are critical to our Company's strategy and success. In return we offer competitive compensation with our salary, bonus program, day 1 effective, exceptional BC/BS medical, Delta dental, headspace mental health support and vision insurance, 401k Company "match" dollar for dollar (100%) of the first 5% contributed into the Plan. Continuing education and a unique opportunity with a growing, client-focused and collegial company.
As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.
e do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position.
Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.
We are Old National Bank. Join our team!
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If you're qualified for a position but need additional help with the application because of a disability, please email HRservices@oldnational.com (This email will respond to accommodation requests only.)
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