at ASSOCIATED BANK NATIONAL ASSOC in Chicago, Illinois, United States
Job Description
At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you.
Responsible for underwriting, credit monitoring and portfolio management of Commercial Real Estate and Commercial/Corporate/SFSG Banking relationships to achieve efficiencies and quality of the process and product, retention and expansion of existing client relationship, growth of total client assets and net growth in relationships. Primary performance responsibilities include analyzing financial data to determine the merits of loan requests (including adherence to loan policy), appropriately incorporating credit structures, collecting financial statements, as well as identifying cross selling/referring opportunities of other deposits services. As a Portfolio Manager, this position will maintain and build loans and deposits, fee income and referrals of business where applicable.
Job Accountabilities
Ensure the portfolio administration and risk management of each client relationship is in compliance with established Associated Banc-Corp credit policy, procedure and business strategy as well as regulatory guidelines.
As appropriate to experience, co-manage relationships by analyzing financial data to determine the merits of specific loan requests, and recommend structure as well as aggressively managing the client relationship.
Responsible for credit risk and quality of the portfolio.
Assist with due diligence/analysis with new client relationships, opportunity memos as appropriate.
May participate with ad hoc special projects for the team or region as needed.
Partner with the Relationship Manager as the point of a contact for the client; acting as a liaison to the Credit Department, the support staff and other internal business partners.
Monitor loan repayment activities and financial condition of borrowing clients and take necessary action to collect past due accounts and ongoing repayment ability of all other accounts. May assume overall responsibility for the credit quality of the loan portfolio.
May make presentations on specific loans and participate in the bank's Loan Approval Process, recommending approval and appropriate structure of credits.
Manage the renewal process by working with the Relationship Manager the client and the credit department.
May serve as a contact manager for non-borrowing accounts and loan clients for matters relating to other banking services.
Responsible for identifying cross sales opportunities of all bank products including Treasury Management, International Banking, Private Banking, Private Client and Institutional Services, Employee Benefit Services, and AFG, Capital markets to our existing client base as well as prospects.
Participates in community and business functions/groups to ensure a positive image for the bank within the region's marketplace.
Education
Bachelor's Degree or equivalent combination of education and experience Business Required
Bachelor's Degree or equivalent combination of education and experience Finance Required
Bachelor's Degree or equivalent combination of education and experience Accounting Required
Experience
Less than 2 years Commercial/Corporate, Commercial Real Estate or Specialized Banking and/or Credit Approval Required
Less than 2 years Handling complex credits Preferred
Less than 2 years Sales Preferred
Less than 2 years Formal Credit Training Preferred
Licenses and Certifcations
Must have access to reliable transportation and the ability to lawfully drive self, if applicable. by start date Required
CFA-Charted Financial Analyst by start date Preferred
In addition to core traditional benefits, we take pride in offering benefits for every stage of life.
Retirement savings including both 401(k) and Pension plans.
Paid time off to volunteer in your community.
Opportunities to connect with others through our diversity-focusedColleague Resource Groups.
Competitive salaries with professional development and advancement opportunities.
Bonus benefits including well-being programs and incentives, parental leave,anemployee stock purchase plan, military benefits and much more.
Personal banking, loan, investmentand insurance benefits.
Associated Bank serves more... For full info follow application link.
The employment policy of Associated Banc-Corp, and its subsidiaries and affiliates ("Associated") provides equal opportunity to all persons. We support a diverse and inclusive work environment where colleagues are respected, treated fairly, and given equal opportunities to perform to their fullest potential. We believe it is only with a diverse and inclusive workplace that the organization can truly perform at its best, carry out its vision, and make a difference for the communities we serve.
