at Compeer Financial in Naperville, Illinois, United States
Job Description
Compeer Financial is seeking collaborative, innovative and dynamic professionals to be a part of our Top Workplace culture!Tell me more about this opportunity.
Position Overview:
This position is responsible for the management and servicing of high risk asset portfolio's across an assigned region or
territory. Evaluates, underwrites and makes credit decisions for commercial, traditional, investor, and consumer loan
requests originated by Compeer team members and decides if the characteristics of the credit package present an
acceptable level of credit risk for the organization. Provides relationship based financial solutions for farmers, investors,
and rural consumers in area of expertise within delegated authority. May be assigned a specific industry or subject
matter on which to focus.
Essential Functions:
- Analyzes financial and supporting documentation submitted for formal and informal lending and servicing requests.
- Evaluates new loan requests by reviewing balance sheets and earnings statements to validate key credit metrics and make credit decisions. Reviews incoming loan volume to identify issues in real-time, and potentially classify adversity early.
- Qualifies, validates and reconciles financial information utilized in the credit decision making process. Analyzes and understands current capacity, capital and cash flow situation of client.
- Escalates credit decisions as required.
- Analyzes financial and supporting information submitted for formal and informal lending servicing requests.
- Identifies, communicates and assists in the collection of financial information required to process lending and servicing requests.
- Approves, declines, or escalates credit decision to higher authority levels as required.
- Determines appropriate level of analysis and due diligence required based on credit risk.
Minimum Qualifications & Required Knowledge, Skills and Abilities:
- Bachelor's degree in ag business, finance, economics or related field or an equivalent combination of education and experience sufficient to perform the essential functions of the job.
- Knowledge of federal and state (Illinois, Minnesota, and Wisconsin) laws, regulations and compliance requirements specific to the financial industry and Farm Credit.
- Basic to solid knowledge of agricultural businesses and operations, crop insurance and livestock industries and associated production practices.
- Basic to solid knowledge of loan products, services, and credit operations.
- Basic to solid understanding of credit processing and servicing activities, accounting principles and practices, credit analysis procedures, credit administration, monitoring and reporting.
- Requires solid interpersonal, collaboration, communication, team building, problem solving, analytical, organizational, and time management skills.
- Basic to solid computer skills, including MS Office applications, customer relationship management (CRM) programs, internal underwriting and database systems.
- Basic to solid decision making, negotiating, and influencing skills.
- Flexible and adaptable to changing situations.
- Ability to work independently and collaboratively with other teams to achieve goals and represent the business.
- Valid driver's license.
Who is Compeer Financial?
Compeer Financial exists to champion the hopes and dreams of rural America. By joining our team, you will help empower those in agriculture and rural communities to achieve their goals and expand their possibilities. We embrace business agility and innovative approaches to serving our clients and communities.
Why join our team?
- Amazing team members who are passionate about serving agriculture and rural America.
- Investment in our team members' education, growth and development.
- Engagement in our communities through giving back and volunteerism.
- Flexible, collaborative and dynamic work environment.
- Great benefits:
- Medical, Dental, Vision insurance
- 401K (3% Compeer contribution & up to an additional 6% match)
- Paid time off (vacation, sick leave, holidays, volunteer time)
Find out why our team members choose Compeer Financial by watching this video.
How do I apply?
Qualified candidates, please apply online at www.compeer.com/careers.
Compeer Financial is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
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