at Banterra Corp in Eldorado, Illinois, United States
Job Description
Responsibilities: include but are not limited to the following. Other duties may be assigned.
• Develop and maintain customer relationships by calling on customers and prospective customers, identifying prospects, establishing suitable methods of contact and determining appropriate products and/or services.
• Conducts outside sales calls independently for sourcing new business and promoting Workforce Banking at employer locations.
• Asks customers appropriate probing questions in order to uncover their financial needs and offer financial solutions. Refer to other departments as appropriate.
• Work with supervisor to establish goals to sell and cross-sell products and services.
• Recognize and pursue opportunities to cross-sell banking products and services to new and existing customers by assessing the customer's needs and being knowledgeable of the features and benefits of the products.
• Facilitate a sales culture within the branch facility.
• Meets or exceeds established sales goals.
• Assist in development of team members and provides training and mentoring as needed.
• Represent the bank in a positive, courteous and professional manner.
• Provides excellent personal customer service to all internal and external customers.
• Assist customers with questions, concerns, and explanations of bank products or services offered. Refers customers to other departments as appropriate.
• Provide direct customer service by answering a variety of questions in regard to accounts (e.g., opening and processing new deposit accounts, account balances, transfers, etc.). Ensure proper functioning of day to day operations including opening and closing procedures, vault activities, cash levels and inventory supply and check approvals as needed.
• Perform routine teller transactional services following procedures such as receive checks and cash for deposit to savings and checking accounts, verify deposit amounts, examine checks for endorsement and negotiability, and enter transactions into bank records via an on-line teller terminal, cash checks and pay money from savings and checking accounts upon verification of signatures and customer account balances, inspect all checks, bonds, money orders, savings withdrawals, and other documents to determine their negotiability, receive
Job Description – Sr Concierge Banker 2 | P a g e
payments for loans, perform ATM, Cash Dispenser/Recycler balancing as needed. Initiate or respond to customer written communication as needed.
• Take ownership of customer service issues through critical thinking and problem resolution skills.
• Maintain a working knowledge of various departments and colleagues to direct customer requests and inquiries.
• Follow policies and procedures, complete administrative tasks correctly and on time, contribute to the overall profitability of the Bank through cost controls and expense monitoring.
• Maintain a working knowledge of consumer loan products in order to conduct a loan interview and submit and process consumer loan applications based on bank policy.
• Maintain adequate working funds as required by bank policy. Verify and balance assigned cash drawer as appropriate with a minimal level of variance. Keep cash drawer balance below maximum limit.
• Maintain customer confidence and protects bank operations by keeping information confidential. Maintain the highest level of confidentiality with all information obtained.
• Assume responsibility and is accountable for adherence to Bank policies and procedures, as well as all applicable state and federal laws and regulations pertaining to banking.
• Provide supervision over banking staff to ensure proper functioning of day to day operations, including open and closing procedures, vault activities, cash levels and inventory supply as needed.
• Promote a sales culture within the banking center.
Knowledge/Skills/Abilities:
• Must successfully meet the requirements of Concierge Banker I and II positions.
• Ability to promote, sell and cross-sell bank products and meet referral goals.
• Must have professional and personable presentation with ability to maintain a high level of energy.
• Strong organizational skills and attention to detail.
• Strong customer service orientation.
• Ability to problem solve, prioritize tasks and meet required deadlines.
• Ability to think critically and use good, sound judgment in decision making.
• Ability to write routine correspondence and communicate effectively and tactfully, orally and in writing with employees, customers, vendors and management.
• Ability to define problems, collect data, establish facts and draw valid conclusions.
• Must understand and comply with company policies and procedures.
• Ability to maintain a friendly, helpful and courteous attitude when working with customers or co-workers under diverse conditions.
• Ability to accurately and quickly complete standard mathematical calculations.
• Ability to apply concepts such as fractions, percentages, ratios and proportions to practical situations.
• Ability to use a calculator, computer and applicable software.
• Ability to use Microsoft Internet Explorer and Microsoft Office programs, specifically Word, Outlook and Excel.
Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee must have the ability to lift and carry 25 pounds for a distance of 50 feet.
This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments.
All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills, aptitudes, and abilities to perform each duty proficiently.
Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others.
The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an “at will” relationship.
The company is an Equal Opportunity Employer, drug-free workplace, and complies with ADA regulations and other laws/regulations as applicable.
